Long-term trends grow from short term trends. We attampt to determine the short term trends and where they are pointing.
These days very few people can afford to buy a house for cash. So, if you’re looking to purchase a new home, you’re probably planning on getting a mortgage. Obviously, that requires you to pay additional interest to the bank, adding thousands of dollars to the purchase price. By making some smart choices before you […]
Get A Lower Interest Rate on Your Mortgage Read More »
Was the U.S. Ratings Downgrade from AAA to AA in 2011 a Problem? Before Standard & Poor’s cut the United States’ credit rating last summer, few economists or politicians believed that the United States could ever lose its gold-standard AAA rating. As a stable, vibrant democracy backed by a strong military, it was inconceivable that
What Happened with the U.S. Ratings Downgrade Problem? Read More »
by David Galland, Casey Research Late at night on November 6, along with John Mauldin, Doug Casey and a group of partygoers in a café here in Cafayate, we watched on a small television as Obama’s contract was renewed by a majority of the mob. As was the case with many readers, I suspect, my
The US Continues Along an Alarming Sociopolitical Continuum Read More »
Different Learning Styles You’ve probably heard that  everybody learns differently. These different learning styles might be broken down to  visual, auditory and kinesthetic, or seeing, hearing and touching. Either way, educational experts will tell you that learning styles are a reality, and that the best kind of teacher will know how to adjust their methods
How Teachers Adapt to Different Learning Styles Read More »
In the last few years a new phenomenon has begun to emerge that has been able to tap into the wisdom and resources of crowds… For more than a decade scientists tried to unravel the mystery of an aids like virus using high powered computers. But the computers had a limitation, i.e. they aren’t very good at spatial reasoning. So they turned to a game called “Foldit”. The game is designed to allow players to manipulate multicolored virtual molecular structures that look like Tinkertoys and has more than 236,000 registered players. By throwing that much free brainpower at the problem…  in less than 10 days the puzzle was solved!  Thus demonstrating the power of crowdsourcing and online gaming. The key is discovering how to harness it for good and people are constantly coming up with new ideas for instance Healthline.com has come up with a crowd funding for cancer patients similar to the old jar on the 7/11 counter asking for donations to help specific cancer patients. It allows you to set up a campaign and then promote it online.Â
Crowdsourcing– Is There Wisdom in the Crowd? Read More »
High dividend stocks are traditionally seen as a safer, less exciting method of investing, often useful for producing a steady, if unspectacular return on investment. Dividend stocks are available from more mature companies that produce a stable amount of profit that does not need to be reinvested in the company, so is issued to shareholders
The Risks and Rewards of High Dividend Stocks Read More »
In the following article Doug Casey addresses the issue of  the trend toward less and less freedom in America as the TSA and the Federal Government usurps power reserved for the individual states. He also address “thought crimes,”  the Civil War, the Constitution, social and economic freedom, secession, the Bill of Rights, the assassination of US citizens, arbitrary justice, indefinite detention, warrant-less searches,
Is the U.S. Becoming a Police State? Read More »
Refinancing your home mortgage to a lower rate will not only reduce your monthly payments, it will also significantly reduce your overall debt burden. One percentage point in interest rates can add up to many thousands of dollars in savings in interest payments. In fact, most people find that when they reduce their interest rates
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Editor’s Note: Today we are presenting a unique article on Real Estate in India. In the past we have covered Housing and Real Estate  in general, Mortgages, Home Owners Insurance,  refinancing, foreclosure, Overseas Investing and Dubai Real Estate Market Trends. Over the last few days I’ve been locked in a room with HGTV and watched several episodes of House Hunters International. So
Prices of Real Estate in Chandigarh India are Surging! Read More »
What if I Need to Sell My House Quickly? There are times when it is a “seller’s market” and homes sell quickly. This is not one of them. With all the foreclosures on the market, buyers have an abundance of houses to choose from. Â Some markets have houses that are selling for literally half of
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