These days, when we hear about “debt” in the news media, it is often Greece’s debt that is the topic of discussion. According to the media it seems that Greece’s debe must be way out of proportion with the rest of the world. Many experts believe that no matter how much austerity is imposed Greece will never be able to repay […]
Debt in Relation to Gross Domestic Product Read More »
Online Colleges Fight Tuition Bubble If you’ve attended a four-year university within the past decade, you have firsthand experience with the coming college tuition bubble. Although the trend has received surprisingly little press, it’s no longer debatable that the incessant rise in tuition costs at traditional colleges is sustainable. Even in the current low-inflation macroeconomic environment,
How Have Online Colleges Affected Tuition Costs for Traditional Schools? Read More »
By Tim McMahon, editor What Are Structured Bonds? First let’s look at what makes up a bond. A bond is a form of debt where a company borrows money from investors and has a certain expiration date called a “Maturity Date”. The interest rate that the company pays is called the “coupon rate.” One advantage
Invest in Structured Bonds? Read More »
How does the U.S. Tax Rate compare with other countries? Recently the people at Turbo-Tax created a great “info-graphic” comparing world-wide marginal income tax rates so we can see where we stand. According to Wikipedia A marginal tax rate is the tax rate that applies to the last unit of currency of the tax base (taxable
World-Wide Marginal Tax Rates Read More »
In March 2012, the Physicians Foundation surveyed 500 physicians aged 40 or younger. 250 were primary care physicians, 175 were Surgical specialists and 75 were hospital based specialists. The typical physician in the survey was 37 years old and employed by a medical group. You would expect these young physicians to be on top of
U.S. Healthcare Trends- Young Docs Not Optimistic Read More »
The MIP (Moore Inflation Predictor) is our proprietary index that projects future inflation rates one year into the future. It uses a “fan” style with varying level of likelihood that certain rates will be attained. If you are considering refinancing (see When is it Right to Refinance? ) naturally you want the best rate. In
Using the MIP to Decide- When to Refinance Read More »
For the first time ever, MarketClub is offering a special introductory offer… …only $8.95 for the first 30 days! INO.com believes in the profit-making potential of MarketClub so much, they’ve decided to give my readers the first 30 days of full, no limits access to everything MarketClub has to offer for only $8.95. • Trade
Can You Afford 30 Cents a Day, to Improve Your Trading? Read More »
With “everyone” talking about the historically low mortgage rates you are ready to decide if it “pays” to refinance. The “rule of thumb” supplied by mortgage companies is that if you can reduce your interest rate by 1% it is usually profitable. But there is more to it than that. Like how long are you
When is it Right to Refinance? Read More »
Prior to 2008 current mortgage rates were at their lowest levels in decades and many people were refinancing. At the time I warned that “this trend seems dangerous to me because rather than using this as an opportunity to shorten the life of their mortgage people are just reducing their payments.” Or worse still they were
Low Mortgage Rates – Reduce Your Payment or the Length of the Loan? Read More »
It is always a good idea to compare mortgage rates from several different companies. But there are several factors to keep in mind. The lowest rate isn’t always the best deal. Other factors to consider are “points” and “closing costs”. Points are simply additional finance charges tacked on to the beginning of a loan. They
How to find a Good Mortgage Read More »
