Private Health Insurance– When it comes to health care and health care products, we consumers are often confused by all the options offered. Unfortunately, the health advice we’re given changes from day to day. What was essential one day, is regarded as harmful the next day. Just the other day, The Sydney Morning Herald contained a report saying that our […]
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Oil Wars- Saudi Arabia vs. Iran- Saudi Arabia has gone on the offensive against Iran to protect its interests. Their involvement in Syria is the first battle in what is going to be a long bloody conflict that will know no frontiers or limits. Ongoing Disorders in the island kingdom of Bahrain since February of
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Australia– Australian business owners are luckier than their counterparts in the rest of the developed world. The economic meltdown that has devastated the rest of the developed world has been kind to Australia. The economy has been growing steadily for the last 21 years. And the Deloitte Access Economics Business Outlook for the June 2012 quarter
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Oil Supply and Demand- Oil Demand Down Crude oil demand in the United States is down to its lowest level since the onset of the global economic recession. A lackluster economic recovery, coupled with cautious consumer sentiment, is keeping demand for petroleum products suppressed. Nevertheless, lingering concerns over geopolitical tensions with Iran has prompted some
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Spotting New Trends- It is said that hindsight is 20/20. It’s easy to think, “If I had just bought apartments in Paris in the 80s, or tech stocks before the bubble, or gold in 2000 or 2001, I’d be sitting on a fortune right now.” The thing is, kicking yourself for lost opportunities doesn’t do
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Facebook vs. Democracy- This year, Facebook will reach 1 billion users — or one-seventh of the human population. It has elicited more participation than any single government in the world other than India and China, and it will probably surpass them in a year or two. And whereas many people are fleeing their governments as
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Pre-Qualified vs. Pre-Approved for a Home Loan- People commonly use the terms pre-approval and pre-qualified interchangeably when they are in the market to buy a home. However, these are two entirely different concepts, and it’s important to understand the difference between the two. One is an estimate, the other is a tentative commitment, and neither is
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The Only Way to Win with Gold Stocks While I have read certain works on the life and ponderings of Buddha, I claim no deep knowledge of his philosophy. Note that I didn’t use the word “religion,” because Buddha himself claimed no supernatural powers and even begged his followers not to deify him after his
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Mutual Funds- Do you worry about your teen or 20-something’s financial choices? Although the world of investing may be second nature to you at this point in your life, often teens and even college grads don’t understand anything about investing. Having worked around my fair share of fiscally-clueless twenty-somethings, I am no stranger to explaining
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On June 18, the Federal Reserve and FDIC circulated a letter to banks that proposes to harmonize US regulatory capital rules with Basel III. BASEL III is an accord that tells a bank how much capital it must hold to safeguard its solvency and overall economic stability. It’s a global standard on bank capital adequacy,
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